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Credit Information A credit score gives the lender a reference number that sums up your previous credit history and allows the lender to predict the likelihood that you will pay back the loan. |
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AnnualCreditReport.com This is the official site that helps consumers obtain their free credit report. This central site allows a consumer to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. |
Credit Scoring Facts for
Consumers
 Informative guide published by the Federal Trade Commission. |
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Your Credit Report - What it
Says About You
A credit report overview based on materials originally created by the Federal Reserve Bank of Philadelphia. |
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Your Credit Score
Good explanation about credit scoring. This pamphlet has been prepared by the Consumer Federation of America and the Fair Isaac Corporation. |
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